Critically analyse two curriculum pedagogical approaches Essay Example

Fundamentally examine two educational program academic methodologies Essay Example Fundamentally examine two educational program academic methodologies Essay Fundamentally examine two educational program academic methodologies Essay The goal of this article is to basically investigate two educational program instructive assaults. The two assaults that will be examined in this paper are Reggio Emilia and Montessori. There will be an inside and out investigation of the two teachings and how they are extraordinary or like one another. It will other than incorporate the contrasting situations on the picture of a child, capacity of the educator and the consideration of guardians and family unit. There will other than be some treatment on the pundits of the two assaults and the significance to Te Whariki. Reggio Emilia ( RE ) is a little city in the Emilia Romagna part of Northern Italy. After the Second World War the individuals of RE urgently expected to develop their lives, non only really, however alongside socially and ethically. In this clasp there was a ground-breaking power behind the improvement of youth administrations ( Thornton and Brunton, 2005 ) . The grown-up females needed to develop a preschool to flexibly another signifier of guidance that the accompanying coevals would non digest disparity and injustice. There was a solid feeling of trust in the great beyond starting from the difficulty of the past ( Thornton, 2005, p4 ) . The Reggio precept was created and molded by the cultural and social impacts in the nation. Loris Malaguzzi was the motivation behind the instructive involvement with Reggio Emilia. Maria Montessori was conceived in the twelvemonth 1870 in Central Italy. Fitting to Standing ( 1957, p45 ) Montessori was a solid disapproved, dynamic and decided child, uncovering such an independency so incredibly esteemed in Montessori schools to this twenty-four hours . Montessori graduated as a doctor in 1896 and was the primary grown-up female in Italy to make so. In her initial clinical experience she turned into a hero of cultural change, mainly as it identified with the prosperity of grown-up females and children. She contended that elevating the nature of the earth where children lived was a way of stifling need, imbalance, unwellness, and criminalism. This announcement turned into the establishments of Montessori s life s work. In 1907 she opened a school for ghetto kids. The school was called Children s House . It was a situation in which in kids from the ghettos were advancing rapidly in larning. She than chose to surrendered her clinical/scholarly reasons for living and dedicated her life to propelling her instructive technique ( Feez, 2010 ) . Malaguzzi was a cultural constructivist and was impacted by the absolute most prestige dynamic educators and therapist, for example, Piaget, Vygotsky, Bruner, Rousseau, Pestalozzi, Montessori, Dewey ( Edwards, 2003 ) . Malaguzzi incorporates Vygotsky s build of Zone of Proximal as essential to the establishments of children instructor connections. There is other than an incentive for the activity of thought and phonetic correspondence together in developing emblematic portrayal of thoughts, musings and sentiments ( Berk, 2007 ) Malaguzzi accepted that children were social from birth, loaded with knowledge and dynamic globe-trotters ( Gandini, 1997 ) . Montessori was impacted by crafted by Rousseau, Pestalozzi, Itard and Seguin. Montessori s contribution was more handy than hypothetical, however her hypothetical position depended on Rousseau s work. Like Rousseau she contends that children think and learn in any case so adults. Montessori guidance gives kids opportunity to investigate the earth through their faculties however they are given little outer advice on what to pay going to and how to accept about finds ( Feez, 2010 ) . To happen an assault that gave opportunities to opportunity and at a similar clasp helping kids adjust to society, Montessori took a gander at crafted by Gallic doctor Itard and Seguin. It was Seguin strategy which Montessori utilized effectively to learn insufficient children during the 1980s, and when she utilized a similar assault in 1907 to teach road kids she was astonished at what unfurled. The RE principle was impacted by Malaguzzi. Malaguzzi accentuates that the hypothesis which gives the underpinnings to the Reggio assault requires on-going imparting and duologue, teachers as co-specialists nearby children, and returning to considerations, ushers and example. Kids are viewed as a network of researchers . It perceives the significance of manners by which children learn and consider each to be as talented. Youngsters with disablements have the full commitment into the development and are addressed as kids with specific rights ( Gandini, 1997 ) . In the Reggio assault there is no preset course of study. Present moment and long haul endeavors are created from kids s inclusion, first manus encounters and their hands on hypotheses about the universe ( Rinaldi, 2006 ) . Childs are urged to turn in competency to represent and represent musings, sentiments through any of the 100 etymological interchanges. The educator follows the child s inclusion and do non flexibly directions for perusing and creation, by and by they advance emanant proficiency as children control and impart musings and sentiments. As children progress through the newborn child little child Center, or preschool, they remain with similar teachers. This gives opportunities to a solid connection between the staff, kids and their families to be supported over the extensive stretch. The RE assault distinguishes nature as a third teacher between children, parent and educators. Malaguzzi portrays the physical condition and the handiness of assets as the product of complex collaborations, huge numbers of which can be acknowledged just when the earth is a to the full take separating part ( Thornton, 2005, p43 ) . Instructors in a Reggio Center give agreeable situations which supports geographic undertaking, trades, and imparting. Montessori accepted that her encouraging strategy depended on sensible, scienctific enquiry. Blending to Montessori, from birth to three is the clasp of the oblivious spongy head while age three to six is considered as clasp for the cognizant permeable head . In both these occasions, the child looks for centripetal information, statute for movement, request and opportunity to take and exploration profoundly with perusing in a painstakingly arranged condition which urges the child to take great. In a Montessori schoolroom kids are in arranged gatherings crossing from birth to three mature ages and teachers move with the child through the three twelvemonth beat ( Feez, 2010 ) . The exercisings of pragmatic life achievements are an of import segment of the course of study. It depends on ways individuals in the progress identify with one another socially, every piece great as manners by which they complete unremarkable endeavors. Language other than identifies with the exercisings of handy life, as children use it in various approaches to collaborate and pass on with others. In a Montessori position any asset that is inconsequential to the instructive expectation of stuff has a potential to divert and jumble the child ( Feez, 2010 ) . Kids have restricted opportunity to what they can and can non make in a Montessori schoolroom, for outline to be crazy, forceful and tumultuous. The Montessori condition is arranged before clasp to ensure that children have each piece a lot of opportunity and independency as could be expected under the circumstances. The assault stresses on existent things in the earth which requires guardianships on communications. A Montessori schoolroom permits chances for significant securing in self picked exercises, and deliberate exercises which requires focus ( Feez, 2010 ) . The Reggio position of the child is cardinal to its principle. The child is alluded to as a wealthy in conceivable, solid, incredible and equipped . At the Center of the encouraging technique is the child who is certain about building connections ; who holds their ain qualities ; who needs to be regarded and esteemed for himself each piece great as saving a respect for others ; who epitomizes a marvel and loosened mindedness to all that is conceivable ( Thornton, 2005 ) . Childs are urged to build up their ain hands on hypotheses of the universe and to investigate this in more prominent profundity. Kids contemplations are regarded so kids feel courageous to do mistakes or backtracking their considerations. Confidence and mental self portrait is encouraged through treatment which advances imagination. The impression of the 100 semantic interchanges was Malaguzzi s perusing of perceiving the estimation of all signifiers of look and conveying in which children decipher the universe and represent their musings and speculations. Montessori precept position kids as insightful, dynamic, world based sense of self guideline and inner self correcting. Montessori accepted that with the end goal for them to populate a quality life, they should be set up as skilled, dependable and adaptative residents who are long lasting researchers and occupation joined masterminds. Kids s free picked movement is viewed as work . Through a Montessori focal point kids s plant is viewed as direction towards future achievements and play that includes deliberate endeavor and fixation. Montessori s position on punishments and wagess to do kids pay going to were viewed as constrained and unnatural . She considered it to be a signifier of subjugation from which children should have been discharged ( Feez, 2010 ) . The educators in the two assaults partition a typical end in childrearing. The two of them see themselves as raisings, life partners and ushers to kids. They rely upon nature as an academic device which is deliberately arranged and stylishly charming. Organization with guardians is very esteemed in the two assaults. Anyway their differentiating position on a child s obtaining has lead them act various capacities in a schoolroom. Reggio teachers are seen a researcher, energetically looking for new comprehension on board kids. Youngsters and teachers are viewed as co-explores in ordinary

Asset-Liability Management free essay sample

Resource Liability Management â€Å"Asset-Liability Management (ALM) can be characterized as the continuous procedure of defining, executing, checking and changing systems identified with resources and liabilities to accomplish an associations monetary goals, given the associations hazard resiliences and other constraints†[1]. ALM additionally is known as asset report the board. In banking action the hole among resources and liabilities can bring a few results where the accompanying dangers are emerged. What's more, all in all it impacts severely on the bank’s working. Taking care of that issue is the essential objective of ALM. The great monetary record the board implies that the arrival on advances and protections as the most elevated as could reasonably be expected, dangers are limited and fluid resources are in satisfactory sum (See Appendix 1 and 2). Therefore bank staff while overseeing resources and obligations ought to follow four principle methodologies which incorporate liquidity, resource, risk and capital ampleness management[2] (See Appendix 3). Generally, ALM has concentrated principally on the loan costs risk[3] which is emerged when the development of advantages and obligations and their volume are not the equivalent. We will compose a custom exposition test on Resource Liability Management or then again any comparative theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page For instance, business bank is seen as ‘short-funded’ when the development of its benefits is longer than the obligation development. In actuality, bank can be called ‘long-funded’ when the development of obligation is greater. The two circumstances are unsafe and possibly very little gainful in light of the fact that in the two cases bank needs to renegotiate or reinvest assets at a rate that can be horrible. Be that as it may, today notwithstanding financing cost chance, the control of an a lot more extensive scope of dangers, for example, value, liquidity, cash, credit, operational dangers and so forth is locked in by accounting report the board. Additionally there are a few strategies business banks use to deal with the dangers: by coordinating the advantages and liabilities as indicated by the development design or the coordinating the length, by supporting and by securitization. Resource securitization ‘Asset securitization is a procedure of bundling illiquid singular advances and other obligation instruments into fluid protections with credit improvement to assist their deal in the capital market’[4]. There are various kinds of benefit which can be securitized: contracts, car advances, Mastercard receivables, high return bonds and credits and gear rent, etc. Indeed, even future eminences from record deals can be a sort of securitized resource. Be that as it may, the standard instances of ABS are contract supported protections (MBS) and made sure about charge card receivables. The procedure of advantage securitization The procedure of securitization you can discover in Appendixâ 4. Above all else, the borrower goes to a bank and requests an advance. At that point, the bank or the originator gives that credit. From that point onward, homogeneous resources are assembled in various tranches and went to an association which is made by the bank and calls a unique reason vehicle (SPV). It issues protections supported by these benefits (ABS) and spreads them among a wild scope of institutional speculators, for example, banks, insurance agencies and annuity reserves. The key point of making of SPV is to differentiate originator’s dangers of liquidation from the protections which are given by the SPV. That’s why this vehicle likewise calls a chapter 11 remote entity[5]. In this way, speculators in ABS gave by SPV don't need to stress over bank’s dissolvability position and its FICO score on the grounds that the protections are not influenced by the parent organization rating. As a result, rating office assesses ABS by examining a securitization program yet not take a gander at a bank’s rating. Resource supported protections have a few degrees of credit upgrade. It is fundamental for decreasing misfortunes which can be emerged from the hidden resources credit dangers. Typically credit upgrade relies upon the guarantor rating. Along these lines, SPV can file a high FICO assessment through overcollateralization, abundance spread, letter of credit or a protection. Another individual from the procedure engaged with the ABS creation is a guarantor. It is a middle person among SPV and financial specialists. The fundamental elements of the guarantor are protections assessment and holding their costs in a fitting level. Additionally it is associated with organizing the exchange. Simultaneously the financier gives interviews in showcasing and law. Advantages and downsides of benefit securitization Before resource securitization was made, banks loaned cash to families and organizations and these credits existed in the banks’ monetary records until they develop or are paid off. This makes a jumbling of benefits and liabilities in light of the fact that ordinarily banks use stores and issuance of obligations as an arrangement of credits. What's more, them two have shorter time of development then banks’ loaning particularly vehicles and home loans advances. Since the bank began to utilize protections sponsored by resources or as it were it begun to move the responsibility for advantages for SPVs, the incredible open doors have started broadly accessible for the bank. Also, the fundamental of that expense pay and extra exchanging chances are giving. Securitization is the way toward changing illiquid assts into attractive protections. This encourages banks to keep up or even increment their liquidity in light of the fact that drawn out advances are supplanted to SPVs. As an outcome, the hole between monetary record sides likewise is reduced. What's more, therefore the situation of the bank turns out to be progressively steady and it opens up money to give new advances. As it were, the open door for bank to loan extra assets to the shoppers shows up. Besides, securitization gives fast access to reserves that would be inaccessible for quite a long while as a result of the extensive stretch of development. What's more, banks can raise extra capital without bringing about monetary record liabilities. These realities are additionally the significant proof of liquidity development. Moreover of securitization fascination is that it causes banks to enhance their benefits by permitting the supplanting of lower-yielding resources with higher-yielding resources. Additionally, the way toward overseeing credit and financing cost hazard gets simpler. The introduction of dangers is diminished on the grounds that illiquid resources are supplanted from originator’s monetary record (See Appendix 5). After securitization the monetary record turns out to be more fluid than it was the point at which the bank holding long haul contracts. This reality makes ROE (return-on-value) better. Mr. Jose Manuel Gonzalez-Paramo in his discourse at a Global ABS Conference 2008 contended that one of the primary reasons why banks have embraced securitization model is that ‘banks have regularly in the past streamlined on expensive capital requirements’[6], for example, Basel I which sets a negligible capital prerequisites and Basel II which gives proposals on laws and guidelines of banks. Likewise Mr. Gonzalez-Paramo said that ‘the securitization of advances could decrease a common wellspring of weakness of the economies’. Bank expels its illiquid resources from accounting report and spreads it all the more extensively in the division. He contends that it can diminish the likelihood of the credit emergencies. Moreover, land and provincial inconsistencies in the accessibility and cost of credit can be decreased in fluid and proficient auxiliary securitization advertises by connecting nearby credit expansion exercises to national capital markets frameworks. Securitization can assist with accomplishing some social and financial advantages. It very well may be a trigger of the development of moderate lodging. Likewise it assists with expanding the accessibility and bringing down the expense of buyer credit; advance productive market structures and foundations; encourage the effective use and objective allotment of capital; and encourage the accomplishment of administrative financial, monetary and administrative strategy goals[7]. In any case, resource securitization has a few downsides. As a matter of first importance, financial specialists and rating offices require the data exposure of benefits information. Likewise, overhauling reports the advantages condition on the normal premise. All things considered, it very well may be the drawbacks just for originator or backer of protections. For financial specialists it is acceptable when the benefits, where the cash is placed in, are routinely checked. From the bank or guarantor perspective, there are different inconveniences. To begin with, it is that the direct front costs required just because securitization are greater than the bank borrowings costs. Next, there are expenses to guarantors for securitizing resources, for example, speculation banking charges, expenses to rating offices, expenses related with the trustee of the advantage pool, and credit improvement costs. Securitization may now and then be hurtful in light of the fact that it swindles the law and requests banks’ least capital prerequisites.

Business Model Concepts in Corporate Sustainability

Question: Examine about the Business Model Concepts in Corporate Sustainability. Answer: Presentation: In the wake of taking part in a few investigations, I have come to infer that maintainability is the demonstration of a business dealing with all the included partners in addition to nature rather than simply concentrating on benefits. In my understanding, I see the business partners in a rundown of triple P, 3Ps that represents planet, individuals and benefit or the triple main concern structure (Triple primary concern, 2017). In agreement to my comprehension of Triple Bottom line is that it is included six types of capital. The thought of these types of capital in a business guarantees business supportability. Most associations organize on the monetary type of capital, which involves protections, cash, and money related instruments. This specific kind of capital has been given a lot of consideration as it possesses the greater piece of the Triple Bottom Line. As it were, the focal point of TBL for the most part spins around how organizations make or raise this type of capital. In my view, money related capital is the thing that keeps up the monetary maintainability of the business (Phillis, Kouikoglou, 2009). The second type of capital is the social capital, which considers a piece of maintaining an economical business. A solid social capital enables the business to impact choices or gets favors, which is basic for business maintainability in the general public. This capital is connected to legislative issues, the business and social associations. The scholarly capital is additionally considered as an information resource in a business setting. Each business scholarly capital is the thing that guarantees its prosperity just as its strength. The fulfillment of this type of capital is generally affected by the money related and social capital. The capital guarantees the supportability of business through advancements. Trial or human capital is the type of capital that is aggregated through sorting out a network venture. The human capital is generally mixed with scholarly capital. The capital enables the business to play out its exercises through contribution their time and aptitudes in return cash. These workers guarantee the maintainability of the association through the coherence of the business exercises (Nolan, 2016). Likewise, common capital is a significant piece of the TBL, this type of capital spotlight on the manageability of the regular habitat to guarantee that a business flourishes without draining of impactsly affecting the earth. This capital is dealt with through economical development, appropriate waste administration, and tree planting. At last, material capital is the structure capital that has been made by the business during the time spent making progress toward financial, social and association maintainability. The material capital includes the appropriation organizes, the items, and administrations offered by the business. This type of capital guarantees that the business has something to offer just as the way to offer, in return for monetary capital that guarantees the maintainability of the business (Ldeke-Freund, n.d.). After an association has recognized these types of capital, the following stage is to distinguish the six periods of association maintainability. Coming up next are the stages The primary stage is the dismissal stage in which the association exercises influence the earth adversely, and the association puts forth no attempt to alter its activity to relieve future biological corruption. In the subsequent stage, the ecological contemplations are not important as pertinent while settling on vital choices and techniques. Natural assets are seen as appropriations, which help the creation and benefit making exercises of the association. Openings, dangers, and expenses identifying with the earth don't represent anything at this stage (Graedel, Voet, 2010). Consistence stage has innovative elements are as yet the most overwhelming variables on the business procedures. The administration sees the association as a body that watches the lawful necessities. Components identifying with the network are possibly tended to in times whenever the association faces a potential arraignment or odds of harming the exposure of the association (Benn, Dunphy, Griffiths, 2006). During the proficiency stage, the association sets quantifies that lessen the expense of tasks by coordinating the elements of the human asset. The association begins considering the contribution from the workers and sets measures that empower them to tap their potential by utilizing them adequately in the most ideal manner conceivable. Additionally, the administration is enthused about watching the complete quality ecological administration (Business Sustainability Definition from Financial Times Lexicon, 2017). Key proactivity is serious procedures that can be lined up with the natural manageability to give business chances to the association. Likewise, arrangement of earth amicable, items and procedures gives the business a serious initiative. The last stage is the point at which the association turns into a manageable partnership. In this stage, the manageability of the earth turns into a key thought for the association, and it puts forth attempts to welcome others on board by affecting the key members in the business just as the general public (Benn, Dunphy, Griffiths, 2014). I have concentrated a ton of articles that are composed on business manageability and I have come to understand that only one out of every odd association has grasped the significance of maintainability. Be that as it may, I have gone over associations that have fused the Triple Bottom line as follows. Representative administration I have run over General Electric Company, which has utilized the human asset office to incorporate a culture of supportability into the organization, which runs from preparing to the prosperity of workers. Water stewardship-The Coca-Cola Company has likewise not been deserted as it has productively improved in the utilization of water by 20% and included an outsider in assessing this methodology. Flexibly chain the board Ford Motor Company has set necessities to providers to authorize its ecological and social desires all through the gracefully chain. Biodiversity-the PGE organization arrangement necessitates that living space and species be ensured Building and offices The Bank of America has directed its assets to in vitality and ecological structure guaranteed structures. Supportable horticulture General Mills Company has organized on the creation of oats wheat and corn through practical sourcing duties (Ldeke-Freund, n.d.) References Benn, S., Dunphy, D., Griffiths, A. (2006). Empowering Change for Corporate Sustainability: An Integrated Perspective.Australasian Journal Of Environmental Management,13(3), 156-165. https://dx.doi.org/10.1080/14486563.2006.10648683 Benn, S., Dunphy, D., Griffiths, A. (2014).Organizational change for corporate sustainability(1st ed.). Abingdon, Oxon: Routledge. Business Sustainability Definition from Financial Times Lexicon. (2017).Lexicon.ft.com. Recovered 13 April 2017, from https://lexicon.ft.com/Term?term=business-supportability Graedel, T., Voet, E. (2010).Linkages of sustainability(1st ed.). Cambridge, Mass.: MIT Press. Ldeke-Freund, F. Plan of action Concepts in Corporate Sustainability Contexts: From Rhetoric to a Generic Template for 'Plans of action for Sustainability'.SSRN Electronic Journal. https://dx.doi.org/10.2139/ssrn.1544847 Nolan, J. (2016). Corporate Accountability and Triple Bottom Line Reporting: Determining the Material Issues for Disclosure.SSRN Electronic Journal. https://dx.doi.org/10.2139/ssrn.975414 Phillis, Y., Kouikoglou, V. (2009).Fuzzy estimation of sustainability(1st ed.). New York: Nova Science Publishers. Triple primary concern. (2017).The Economist. Recovered 13 April 2017, from https://www.economist.com/hub/14301663

Shadow Banking Research Paper Example | Topics and Well Written Essays - 750 words

Shadow Banking - Research Paper Example For example, it is clear that the shadow banking in the U.S. rose to a file estimation of 162.5 in 2008 when her complete resources were around $20.7 trillion. At present, the list estimation of shadow banking in the U.S. is 72.2 which connect with $9.2 trillion in resources. In spite of the fact that shadow banking has diminished fundamentally in the U.S. it is obvious that a few people are as yet enjoying shaky loaning in the banks (Tracy 2014). It is likewise obvious that the U.S. still licenses nonbank firms, for example, payday loan specialists just as home loan administrations. It is likewise apparent that a large portion of the budgetary loaning are not administered the ground in the U.S. moreover, it is clear that a portion of the banks in the U.S. are occupying their exercises to nonbank monetary organizations in order to maintain a strategic distance from oversight. Shockingly, such practices have the capability of causing a monetary emergency. To battle the issues related with shadow banking, â€Å"New York’s Department of Financial Services is examining huge home loan adjusting firms in the midst of worries about practices that could be out of line to consumers† (Tracy 2014). Much the same as in the U.S. shadow banking is additionally rehearsed in China. Notwithstanding, its rate is exceptionally high in China than in the U.S. This is because of the Chinese government banning nearby governments from acquiring cash from the banks and furthermore its help for the shadow banking through its organized budgetary framework (Das 1). For example, it is clear that China’s government powers most organizations to depend on shadow banking framework by ordering just four banks to rehearse credit markets. It is likewise obvious that China’s government participates in the guideline of store loan fees, a training that encourages shadow banking. The abridging of credit development by the China’s government through lessening advance portions additionally catalyzes development of shadow banking part. Most banks in China have been compelled to look for elective methods of making benefits.

How Laughing Gas or Nitrous Oxide Works

What Not to Think About During the SAT

The SAT is a long and grueling exam. As the three hours and forty-five minutes pass by, a lot of thoughts come across your mind. Here is a list of thoughts that you should avoid. 1) â€Å"I want to give up. I am so tired.† As they say, never ever give up. I get it, the test feels unending and you need a lot of focus to get through it. The SAT is exhausting for most people. However, do not give up on the exam because you CAN do it. It’s a test of stamina but if you try your best to maintain focus, you will receive the score that you rightfully deserve. Getting ample sleep (7-9 hours) the night before the test will dramatically improve your concentration during the SAT. You don’t want to be that person passed out and drooling on the answer bubble sheet. 2) â€Å"What if this is the experimental section?’ Most people know that there is always a section on the SAT that isn’t actually graded. It is a normal looking section but can cover math, critical reading, or writing. It is a way for the makers of the SAT to test out new material for future tests. Don’t let this thought cross your mind! You want to pretend as if every section counts towards your SAT score. Don’t assume that a certain section is experimental and is therefore a green light to slack off for 30 minutes. You want to put your best foot forward no matter what. Having a determined attitude can only help you perform better on all the sections. 3) â€Å"I am not doing well so far.† Defeatist attitudes never did any good for anyone. Just because you were not able to answer some math questions does not mean you are doing poorly on the SAT. There are plenty of points to be gained from the many other sections of the exam. Never assume that a few hiccups will keep you from getting a satisfactory score. Keep fighting through the test. The confidence will only serve you well by helping you think more clearly. 4) â€Å"This test determines my future.† The significance of the SAT may be a motivator for some but don’t take it to the extreme. Telling yourself that you must get X SAT score or bust is the wrong mentality. If you work to the best of your ability, you will receive the score that you deserve. No matter what score that ends up being, you will end up at the college you are supposed to be at. Don’t put that kind of pressure on yourself while taking the exam because the reality is that the SAT doesn’t determine the rest of your life. Once you are in a college that is right for you, you won’t even remember what you got on the SAT. So relax! I hope some of these points resonated with you and good luck! I am positive none of you will end up like the kid in this meme!

Help With College Homework Writing

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